401(k) and 403(b) plan design
Every organization is unique. We tailor your 401(k) or 403(b) plan around your goals, your workforce, and your budget, and we help add features such as auto-enrollment, auto-escalation, and safe harbor matches.
Business and retirement
Your business. Your people. Your plan.
Employer retirement plan services alongside the personal planning needs of the people who run the business.
What This Covers
Fee and investment review
We help employers identify hidden administrative and investment costs, negotiate lower fees, and implement cost-efficient solutions. Investment review covers fund performance, diversification, and a lineup tailored to the workforce, including low-cost index options.
Employee education
Through workshops, one-on-one meetings, and educational resources, we help your team understand how to build real wealth and take ownership of their financial future.
Fiduciary oversight, including 3(21) and 3(38) solutions
We help employers implement 3(21) or 3(38) fiduciary solutions, so investment selection and monitoring are handled under that arrangement. Oversight helps keep the plan compliant, transparent, and efficient.
Compliance support
We work with plan sponsors to monitor deadlines, maintain proper documentation, and provide participant disclosures and reporting assistance. Compliance support includes reviews of ERISA and IRS requirements, fee benchmarking, and plan audits.
Supporting Your Employees
Monthly Employee Webinars
Monthly webinars, hosted by our advisors, cover retirement planning, market updates, personal budgeting, debt management, and investment strategy. Employees can join live or watch the replay.
Quarterly In-Person Seminars
Every quarter, we hold in-person seminars at your workplace on topics such as market volatility, 401(k) contributions, and major life milestones. Advisors answer employee questions on the spot.
One-On-One Meetings
In confidential one-on-one meetings, we help each employee assess retirement readiness and align investment choices with their goals. Advisors provide tailored advice whether an employee is just getting started or nearing retirement.
Financial Wellness
Gordon Stein, the firm’s Chief Employee De-Stresser, is a speaker, financial wellness expert, and the author of Cashflow Cookbook. Through the employee financial wellness program, participants receive Cashflow Cookbook and keynote sessions on managing expenses, retirement planning, and making smarter financial decisions.
A team in your corner
Put a team in your corner.
Bring your goals. Let’s build the plan around them.