Most people don’t realize it, but your personal financial life has more in common with a business than you think.

The truth is this: the right financial move for one person can be the absolute wrong move for someone else. Money is personal. Goals are personal. Life circumstances are personal.

I think we saw a fair amount of stress in November, primarily in the form of liquidity, those stressors are gone, and now investors are in the process of getting more comfortable, again.