We’re living in the biggest Ponzi scheme in human history. Not a scam run by Madoff, Enron, or some shady crypto exchange — but one built into the foundation of our monetary system itself. It’s a game of inflation, credit, and control — designed for asset prices to rise and the rich to get richer.

We live in a world that thrives on immediacy. Every scroll, click, and notification gives us a quick hit of dopamine — the brain’s reward chemical. And while technology has connected us in incredible ways, it’s also rewired our brains for short-term gratification. The result? A generation of investors and consumers increasingly falling victim to recency bias — the tendency to give disproportionate weight to recent events when making decisions about the future.

The fact that a government shutdown can slow down the entire U.S. economy tells you everything you need to know about how oversized Washington has become. We’ve reached a point where the federal government isn’t just a referee in the economy — it’s one of the largest players on the field. Federal spending now makes up nearly one-quarter of U.S. GDP, and millions of Americans depend on it for paychecks, subsidies, or benefits.