Stop Focusing On Headlines, You're Missing Out On Money Making Opportunities, LFG Daily - December 12, 2025

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At Lloyd Financial Group, we’re constantly striving to give you more insight, more clarity, and more confidence when it comes to your money. Our Chief Investment Officer, Colin Symons, now delivers his own daily newsletter, offering deep analysis and a detailed outlook on the ever-changing investment world called Symons Says. Check it out and subscribe if you want a very detailed, daily analysis of the investment world. Colin has amazing content.

Meanwhile, the LFG Daily will continue to bring you quick, actionable summaries — blending market updates with financial planning and tax strategies to help you make smarter decisions every day. Together, they’re the perfect one-two punch: Colin brings the deep dive into Investments, we bring the daily edge.

Luke Lloyd, CEO Lloyd Financial Group

Nvidia Has Been Flat for 5 Months… So Why Is Everyone Still Treating It Like the Whole Market?

If you only follow the financial media, you’d think the stock market begins and ends with Nvidia.

Every day it’s the same storyline:“AI is driving the market… Nvidia is carrying everything… the S&P 500 is up because chips are unstoppable.”

But here’s what the headlines won’t tell you:

Nvidia — the face of the AI boom — has gone basically nowhere for five months.

Meanwhile, the S&P 500 has continued to drift higher.

So… how does that make sense?Simple: the market is way bigger than the media’s narrative.

The Headlines Are Always About Yesterday

Financial news is reactive.It chases what’s exciting, what’s clickable, and what people already recognize.

Nvidia became the “it” stock, so now every move in the market gets pinned on it — whether it’s accurate or not.

But markets don’t care about headlines.They move quietly, beneath the surface, long before the media catches on.

While the world was staring at Nvidia’s ticker symbol for half a year, other areas started to wake up:

• Smaller companies began to show strength

• Industrial stocks caught a bid

• Energy and financials came back to life

• Even other corners of tech started participating

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None of this got a flashy graphic on CNBC.

But it mattered.

If You Follow the Media, You’ll Always Be Late

One of the biggest mistakes everyday investors make is treating headlines as strategy.

The media is great at telling you what already happened.It’s terrible at telling you what’s happening underneath — or what’s coming next.

And honestly, it’s not their job to.Their job is to get attention.

But relying on that for your financial future?

That’s like using last week’s weather report to plan today’s outfit.

Real Investing Happens Below the Surface

The funny thing about markets is that they rarely move in the direction the crowd is watching. By the time the media starts talking about a trend, much of the upside is already gone.

Nvidia’s sideways stretch over the last five months is the perfect example.

Everyone was watching the stock.

Meanwhile, the rest of the market quietly picked up the baton.

If your entire view of investing is built around whatever is flashing across the screen, you’re missing the real story — and probably missing opportunities.

This Is Why Planning Matters

Good financial planning forces you to zoom out:

• Not every rally is driven by the names you see on TV

• Market leadership rotates constantly

• Diversification is more than a buzzword

• Your portfolio should match your situation — not the headline of the week

• 
  

The investors who benefited these past few months weren’t the ones refreshing Nvidia’s chart. They were the ones who built a thoughtful, balanced plan that accounted for shifts beneath the surface.

The Bottom Line

If you want to build real wealth, you can’t invest like a news cycle.

Headlines are loud.They’re emotional.They’re usually late.

Markets, on the other hand, are quiet, messy, and constantly evolving — and that’s where the long-term opportunity is.

So don’t let the media dictate your financial decisions.Let your plan, your goals, and your strategy dictate them.

And if you don’t have a true plan in place — that’s exactly what we help people build at Lloyd Financial Group.

Don’t leave your financial future up to chance. Let’s build a plan that gives you confidence today and peace of mind for tomorrow. Click here to schedule a meeting — I’m here to help you take the next step toward financial freedom.

Colin Symons, CIO Lloyd Financial Group

Jobless Claims were 236K vs. exp. 220K and Continuing Claims were 1.838MM vs. exp. 1.939MM. Bit of a mixed bag.

The Trade Deficit was lower than expected, at -$52B vs. exp. -$59B, with exports rising.

That’s the lowest since 2020. Worth noting that in general, the trade deficit has been very negative, this year.

The Fed is buying T-bills for the first time under its new program, today.

The White House is pushing to dramatically loosen federal restrictions on marijuana.

Broadcom (AVGO) sees semiconductor doubling in Q1 but the stock fell -5% anyway as GOOG TPU chips are seen as creating real competitive pressure, along with expectations for lower margins. Seems like nobody can win in the big tech space, of late.

Stocks largely started at lows and ended at highs, yesterday, as Fed dovishness seemed to take over. With stocks starting a bit weak, today, are we setting up for the same pattern?

The flock of Fed speakers is starting up again, with five set to squawk, today.

What does it all mean?

Seems like Fed dovishness edged out AI-doomerism, yesterday. With their balance sheet purchases starting today, will we see that again?

Don’t leave your financial future up to chance. Let’s build a plan that gives you confidence today and peace of mind for tomorrow. Click here to schedule a meeting — I’m here to help you take the next step toward financial freedom.

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