When people tell me they’re “afraid of the market,” I get it. Markets go up. Markets go down. Headlines scream. Numbers move.

The first few trading days of 2026 have gotten off to an energetic start, and we’ve already had a number of clients tell us they “hope the rest of the year looks like the first two trading days.”

Lower oil prices often get lumped into the same category as economic slowdowns. But that’s a mistake.